To protect and preserve your eyesight, our Eye Doctors recommend you get your eyes checked at least once every year. The cost of eye exams, frames, and lenses can really add up. However, you have options on how to obtain eyecare services and eyewear products. You can choose to pay out of pocket (cash, card or checks) or use an Insurance plan (Vision Insurance and Health Insurance). Vision or Health Insurance can help cover some or all of the expense associated with keeping your eyes healthy.
Here are the tops 4 rated Vision Insurance carriers:
1. Vision Service Plan (VSP)
2. Eyemed
3. Spectera
4. Versant Health (Davis Vision and Superior Vision)
Is vision insurance really worth it?
It’s a personal choice. It’s depends on your needs. For example, if routine exams and basic eyewear products are all you need, the cost of insurance might not be worth it. It may be cheaper to pay out of pocket. To determine if you need vision insurance, you can take a look at the cost for one year of vision insurance premium and compared it with the cost of an eye exam at your local eye doctor’s office. This is a hypothetical look at a year’s worth of preventive care only, assuming your insurance pays 100% for vision exams, as many do.
